Christmas – it’s the most wonderful time of the year! Budgeting, however, is important so there are no tears. Though it can be fun to frolic in the sun once the Christmas party has begun, We must take care to be organised in advance so
Change, it’s inevitable and uncertain but can be positive and new. Change can lead to many more opportunities but requires the sacrifice of something else. This is evident in the way we have had to deal with change in our lives these last two years due to COVID. From being free and able to travel as we pleased, to being confined to our houses and told when we can leave, to now going back into indefinite freedom. There is a lot to cope with.
So, you and your ex have reached an agreement about who is keeping what now that you’ve separated? Firstly, congratulations! You’ve managed to overcome one of the biggest hurdles that people face, and achieve something others cannot! Given what it has